Finance your
company— flexibly

You can use the financing for anything. We know from our customers that the money is most often used for operational adjustments, business expansions, purchases or modernization, taxes, duties or simply as a reserve for unexpected expenses.

If you have been using an active payment terminal for card payments from Commerz Globalpay for at least 4 months and your average monthly turnover at payment terminals (or at the payment gateway) is at least € 2,800, you meet the basic requirements for submitting a financing application.

We also take into account your history with other providers if you have just switched to Commerz Globalpay.

You pay – as agreed – a percentage of your turnover. We deduct the agreed percentage from every card payment made by your customers, which represents the repayment of the financing provided.

The flexible financing service is particularly suitable for small and medium-sized companies and entrepreneurs who require financing of up to € 150,000. The amount of financing is based on the average turnover generated by payments with payment cards. You can finance up to 100 % of your average monthly turnover. For example, if your average monthly turnover with card payments is € 4,000, you can apply for financing in the amount of € 2,800 (minimum value) to € 4,000.

Flexible financing is based on your customers' future transactions, which are realized by accepting payment cards. The installments are simply deducted automatically from each card transaction. So you don't have to remember to pay installments every month.

You can find your daily transactions with the deducted rate together with all your statements in the Commerz Globalpay Merchant Portal. At the end of the month you will receive a statement with all daily transactions on the cards, including the amount still to be paid.