Deutschland zahlt digital (Germany pays digital) — an initiative for digital payment
The costs for your first year will be covered!*
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The top products for your business
We not only provide you with individual solutions for your cashless payments, but also the appropriate, high-performance hardware. With a mobile terminal and our GP tom app, you can accept payments at all locations in your business premises
Our bestseller
GP tom
Our premium device
Nexgo N86 terminal
Payment solutions full of advantages for your retail store
Individual payment
solutions
Higher shopping
baskets and
spontaneous purchases
Savings in cash handling
Personal customer
service
About the Deutschland Zahlt Digital (Germany pays digital) initiative
The “Germany Pays Digitally” initiative was launched by key players in the financial sector to drive the adoption of digital payments across the country. Compared to other European nations, Germany still lags behind—especially among small businesses, government offices, and public institutions. This initiative aims to close that gap by removing barriers and offering support. It provides small retailers and organizations that didn’t offer cashless payment options last year with free access to digital payment solutions.
Pricing overview
The costs for first year will be covered!
| GP tom | Nexgo N86 | |
|---|---|---|
| Monthly fee | - | 9,90 € |
| Transaction fee | 0,08 € | 0,08 € |
| Debit card fee | 1,29 % | 0,79 % |
| Credit card fee | 1,29 % | 0,99 % |
First 12 months free of charge: Terminal, transaction costs and fees are completely waived in the first year of the contract, provided the merchant does not generate more than €50,000 in annual turnover.
Eligible merchants: Only merchants who have not offered digital or cashless card payments in the past 12 months and do not currently offer them.
Company age: The company must have been founded at least 12 months ago.
With the kind support of Mastercard and Visa.
*The funding per POS device is capped at an annual digital payment turnover of 50,000€. If a merchant exceeds this threshold, participating in the initiative is still possible; however, additional costs may apply based on the contractual agreements. After the 12 months free-of- charge-phase, conditions must be individually negotiated and contractually agreed upon between the merchant and Commerz Globalpay.
The most popular payment methods—we have them all:
You can find an overview of all payment methods here!
The easy way to take payments
1
Select
Let our payment experts advise you and find the best payment solution for your business.
2
Sign
Request your quote, sign the contract documents and return them to us.
3
Get started
You will receive your desired terminal from us and can accept cashless payments immediately after connection.
Frequently asked questions
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Which card terminal is suitable for my business?
If you work with a fixed cash desk, you can use a stationary card reader. If you collect payments within your premises, e.g. at the guest's table, a mobile terminal is suitable. If you want to offer cashless payment outside, e.g. at a market stall, a mobile card reader with SIM card is the right choice.
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Which payment methods can I accept?
With us, you can offer all popular payment methods. You will find an overview above.
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How long does it take until the money is in my account?
Our fast payment processing means that the money is credited to your account on the next bank working day.
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Where can I use the card reader?
Cashless payments with a card reader can be made anywhere you sell your goods or services to your customers: retail stores, restaurants, beauty salons, at market stalls for services that you provide to your customers on site.
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How does it work?
Our card readers have such user-friendly handling that they are almost self-explanatory. However, if you have any questions, we will be happy to help you.
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How long does it take to set up?
Our card readers are shipped ready for use. Together with the device you will receive a quick start guide for easy and quick installation.
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How secure is payment with a card reader?
Our card readers have the latest security software, which we update regularly. This protects you and your customers.
When it matters—we're
there for you
For technical questions, but also for technical problems, we are happy to help quickly. And thanks to regular software updates, payment processing remains secure all around.
Many companies count on us. Count yourself among them!
